15-Year Fixed Rate Mortgages
Get a quick quote on a 15-year fixed rate mortgage & save thousands of dollars per year.
Unlock Your Financial Future with a 15-Year Fixed Rate Mortgage!
Do I Qualify?
Discover the benefits of a shorter mortgage term, calculate your eligibility, and learn how to secure the perfect loan for your goals. Take the first step towards a brighter financial future today.
Our 15-Year Fixed Rates Are Low & Our Process is Quick & Painless
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you’ll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years. This approach is often safer than committing to a higher monthly payment.
We’re here to make the home loan process a whole lot easier, with tools and expertise that will help guide you along the way, starting with our quick 15-Year Fixed Rate Mortgage Qualifier.
We’ll help you clearly see differences between loan programs, allowing you to choose the right one for you whether you’re a first-time home buyer or a seasoned investor.
The 15-Year Fixed Rate Mortgage Loan Process
- Check Eligibility:Review your income, credit score, and debt-to-income ratio.
- Choose a Lender: Compare lenders offering 15-year fixed-rate mortgages.
- Get Pre-Approved:Submit financial details to get pre-approval.
- Find a Home:Search for a property within your budget.
- Submit Application: Complete the loan application with required documentation.
- Home Appraisal:Lender orders an appraisal to confirm the property's value.
- Loan Processing:Lender reviews your application and approves the loan.
